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Industrial All Risks Insurance protects the insured from property damage and
business interruption suffered as a result of unforeseen and sudden circumstances. Coverages include:
Coverage is provided for the insured items that are physically lost, destroyed or damaged by unforeseen and sudden accidents, other than by those excluded under the policy. For example:
• Real property (buildings, including fixtures and fitting), personal property (all other contents including furniture and any other equipment that is in the care and control of the insured) and stocks in trade.
Coverage is provided for the loss of income a business may suffer as a result of a material damage.